Perjanjian Program Rujukan (Affiliate Agreement) — SifuContent Skills

⚠️ DRAFT by adil-legal-dept — bukan nasihat undang-undang — perlu pengesahan peguam (task #1948) sebelum dilancar.

• terms_version: v1
• Tarikh berkuat kuasa: 24 September 2026
• Pengendali: SDM Protech Supply (No. pendaftaran SSM: 002620810-V), beroperasi sebagai "SifuContent Skills" ("Kami")
• Hubungi: mohdkhaidin@gmail.com · 017-396 5475 · alamat berdaftar SSM (atas permintaan)

Versi Bahasa Malaysia adalah versi utama. Versi Bahasa Inggeris disediakan untuk rujukan; jika bercanggah, versi BM terpakai.

BAHAGIAN A — BAHASA MALAYSIA

1. Definisi

• Program — Program Rujukan SifuContent Skills.
• Affiliate / Anda — pelanggan yang diluluskan menyertai Program.
• Link Rujukan — URL dengan parameter ?ref=KOD yang unik kepada Anda.
• Pelanggan Dirujuk — orang yang mendaftar dan membuat bayaran melalui Link Rujukan Anda dalam Tempoh Atribusi.
• Tempoh Atribusi — 60 hari dari klik terakhir pada mana-mana Link Rujukan. Selagi orang yang dirujuk belum membuat bayaran, klik lewat pada Link Rujukan affiliate lain dalam tempoh 60 hari akan menggantikan rujukan terdahulu (last-touch semasa belum bayar). Sebaik orang tersebut menjadi pelanggan berbayar, atribusi dikunci secara kekal kepada affiliate yang merujuknya pada masa bayaran pertama itu — klik kemudian pada link affiliate lain tidak akan memindahkan atribusi tersebut. Jika pelanggan itu membatalkan dan melanggan semula kemudian, tiada affiliate baharu memperoleh komisen bagi langganan semula itu (lihat Fasal 3.4(b)).
• Bayaran Layak — bayaran langganan yang berjaya (bulanan RM49 atau tahunan RM190) daripada Pelanggan Dirujuk, berdasarkan jumlah sebenar dibayar.
• Komisen — 40% daripada Bayaran Layak.
• Clawback — potongan Komisen yang telah dikreditkan akibat refund atau chargeback.

2. Kelayakan

2.1 Anda mesti pelanggan SifuContent Skills yang aktif (langganan berbayar) semasa memohon dan sepanjang penyertaan.

2.2 Program ini terhad kepada warganegara/pemastautin Malaysia sahaja. Anda mesti berumur 18 tahun ke atas dan mempunyai akaun bank / DuitNow di Malaysia untuk menerima bayaran. Permohonan daripada bukan warganegara/pemastautin Malaysia akan ditolak.

2.3 Permohonan tertakluk kepada kelulusan Kami. Kami boleh menolak permohonan tanpa memberi sebab.

2.4 Jika langganan Anda tamat, status affiliate Anda DIGANTUNG (bukan ditamatkan) — tiada komisen terakru semasa digantung — dan layak disambung semula secara automatik sebaik langganan aktif semula.

3. Komisen

3.1 Kadar: 40% recurring seumur hayat langganan Pelanggan Dirujuk:

3.2 Komisen dikira atas jumlah sebenar dibayar (selepas diskaun/prorata), bukan harga senarai.

3.3 Komisen dikreditkan serta-merta selepas Bayaran Layak berjaya — tiada tempoh tahanan — tertakluk kepada Clawback (Fasal 4).

3.4 Tiada komisen untuk:

(a) rujukan diri sendiri (akaun, emel atau kad pembayaran yang sama/berkaitan dengan Anda);

(b) Pelanggan Dirujuk yang melanggan semula selepas membatalkan langganan;

(c) apa-apa bayaran yang berlaku semasa akaun affiliate Anda digantung — komisen ini tidak dikreditkan kemudian;

(d) bayaran di luar Tempoh Atribusi, atau bayaran bernilai RM0.

3.5 Pembatalan langganan oleh Pelanggan Dirujuk menghentikan komisen akan datang tetapi tidak menarik balik komisen yang sudah diperoleh.

4. Clawback

4.1 Jika Bayaran Layak di-refund (lihat polisi refund dalam Terma Perkhidmatan), Komisen berkaitan ditolak daripada baki/bayaran Anda akan datang, pada kadar asal yang direkodkan.

4.2 Jika pelanggan membuat pertikaian (chargeback), Komisen ditolak serta-merta sebaik pertikaian dibuka. Potongan dibatalkan hanya jika Kami menang pertikaian tersebut.

4.3 Jika baki Anda negatif, ia dibawa ke hadapan dan ditolak daripada Komisen akan datang. Jika Perjanjian ini ditamatkan semasa baki masih negatif, baki tersebut kekal sebagai hutang Anda kepada Kami dan boleh ditolak (set-off) daripada apa-apa jumlah lain yang kami terhutang kepada Anda.

5. Bayaran

5.1 Bayaran dibuat secara manual, sebulan sekali, melalui pindahan bank / DuitNow ke akaun atas nama Anda.

5.2 Minimum bayaran RM100. Baki di bawah RM100 dibawa ke bulan seterusnya.

5.3 Kitaran bayaran: cut-off pada hari terakhir setiap bulan; bayaran dibuat menjelang 15hb bulan berikutnya.

5.4 Anda bertanggungjawab memastikan butiran bank tepat. Kami tidak bertanggungjawab atas bayaran ke butiran salah yang Anda berikan.

6. Kaedah Promosi Yang Dilarang

Anda TIDAK BOLEH:

(a) membuat atau mengedar kod diskaun/kupon, atau menjanjikan diskaun — Program ini tiada diskaun;

(b) membida iklan carian atas jenama "SifuContent", "SifuContent Skills", "Friday" atau variasinya (brand bidding);

(c) menyiarkan Link Rujukan di laman kupon/deal/cashback;

(d) membuat tuntutan pendapatan (contoh: "buat RM10k sebulan") atau jaminan hasil, sama ada tentang Program atau produk;

(e) membuat tuntutan palsu atau mengelirukan tentang ciri, harga atau keupayaan produk;

(f) spam (emel/WhatsApp/DM tanpa kebenaran), cookie stuffing, klik palsu atau trafik automatik;

(g) menyamar sebagai Kami atau memberi gambaran Anda pekerja/wakil rasmi Kami;

(h) membuat perjanjian sampingan, kadar khas atau janji peribadi dengan pelanggan atas nama Kami.

Kami menggalakkan penggunaan kit bahan pemasaran yang diluluskan, yang disediakan dalam tab Affiliate di dashboard.

7. Lesen Jenama & Harta Intelek

7.1 Kami memberi Anda lesen terhad, tidak eksklusif, boleh ditarik balik untuk menggunakan nama dan logo SifuContent Skills hanya untuk mempromosi Program mengikut Perjanjian ini.

7.2 Anda tidak boleh mengubah logo, mendaftar domain/akaun sosial yang mengandungi jenama Kami, atau menyalin kandungan skill/playbook.

7.3 Semua hak harta intelek kekal milik Kami. Lesen tamat serta-merta bila Perjanjian tamat.

8. Data & Privasi

8.1 Anda tidak akan menerima data peribadi Pelanggan Dirujuk (nama, emel, telefon, penggunaan). Dashboard hanya memaparkan rujukan pseudonim, tarikh daftar, jenis pelan, status dan jumlah komisen.

8.2 Anda tidak boleh cuba mengenal pasti Pelanggan Dirujuk daripada data tersebut.

8.3 Jika Anda mengumpul data peribadi sendiri semasa mempromosi (contoh: senarai emel), Anda bertanggungjawab sepenuhnya mematuhi Akta Perlindungan Data Peribadi 2010.

8.4 Data Anda sebagai affiliate diproses menurut Polisi Privasi Kami.

9. Kerahsiaan

Maklumat bukan awam yang Anda terima (kadar khas, data prestasi, rancangan produk) adalah sulit dan tidak boleh didedahkan, semasa dan selepas Perjanjian ini.

10. Tanggung Rugi (Indemniti)

Anda bersetuju menanggung rugi dan melindungi Kami daripada sebarang tuntutan, denda, kerugian atau kos (termasuk kos guaman munasabah) yang timbul daripada kandungan promosi, tuntutan, atau pelanggaran undang-undang oleh Anda — termasuk tuntutan di bawah Akta Perlindungan Pengguna 1999 berkenaan iklan palsu atau mengelirukan yang Anda buat.

11. Had Liabiliti

Liabiliti Kami kepada Anda di bawah Perjanjian ini terhad kepada Komisen yang belum dibayar dan sah terhutang. Kami tidak menjamin sebarang pendapatan daripada Program.

12. Penggantungan & Penamatan

12.1 Kami boleh menggantung akaun affiliate Anda semasa siasatan kemungkinan pelanggaran. Semasa digantung, Anda tidak memperoleh komisen (Fasal 3.4(c)).

12.2 Kami boleh menamatkan penyertaan Anda serta-merta atas pelanggaran Fasal 6, penipuan, atau rujukan diri. Dalam kes ini, Komisen yang belum dibayar dan berkaitan pelanggaran tersebut terlucut hak.

12.3 Mana-mana pihak boleh menamatkan Perjanjian dengan notis bertulis 14 hari. Bagi penamatan tanpa salah laku, Komisen sah yang terakru sebelum tarikh penamatan dibayar mengikut Fasal 5 (tertakluk minimum RM100 dan Clawback); tiada Komisen recurring lanjut selepas tarikh penamatan berkuat kuasa.

12.4 Kami boleh menamatkan Program pada bila-bila masa dengan notis 30 hari.

13. Cukai

13.1 Anda adalah kontraktor bebas, bukan pekerja, rakan kongsi atau ejen Kami.

13.2 Anda bertanggungjawab sepenuhnya atas cukai pendapatan dan pelaporan komisen yang diterima.

13.3 Kami mungkin dikehendaki melaporkan bayaran kepada LHDN (contoh: Borang CP58) atau membuat potongan/tahanan cukai di bawah undang-undang (contoh: seksyen 107D Akta Cukai Pendapatan 1967), atau keperluan e-Invois. Anda bersetuju memberi maklumat yang diperlukan (nama penuh, No. KP/SSM, No. cukai). [ACCOUNTANT: sahkan kebolehgunaan sebenar seksyen 107D / Borang CP58 / e-Invois kepada komisen affiliate ini]

14. Pindaan

14.1 Kami boleh meminda Perjanjian ini. Setiap versi mempunyai terms_version. Pindaan material akan dimaklumkan melalui dashboard/emel sekurang-kurangnya 14 hari sebelum berkuat kuasa. Meneruskan penyertaan selepas tarikh berkuat kuasa bermaksud penerimaan.

14.2 Anda mungkin perlu menerima versi baharu untuk terus memperoleh komisen. Meneruskan penyertaan selepas tarikh berkuat kuasa bermaksud penerimaan.

15. Penerimaan

Anda menerima Perjanjian ini dengan menanda kotak persetujuan dalam dashboard dan menekan "Mohon jadi Affiliate". Kami merekodkan terms_version, tarikh dan masa penerimaan. Kontrak elektronik ini sah menurut Akta Perdagangan Elektronik 2006.

16. Undang-undang Terpakai

Perjanjian ini ditadbir oleh undang-undang Malaysia. Pertikaian cuba diselesaikan secara baik dahulu; jika gagal, tertakluk kepada bidang kuasa eksklusif mahkamah Malaysia (tiada negeri tertentu dinyatakan). Jika versi BM dan English berbeza maksud, versi BM diguna pakai.

17. Am

Tiada perkongsian, usaha sama atau hubungan pekerjaan diwujudkan. Anda tidak boleh memindahkan Perjanjian ini. Jika mana-mana fasal tidak sah, fasal lain kekal berkuat kuasa. Perjanjian ini adalah keseluruhan persetujuan berkenaan Program.

PART B — ENGLISH

1. Definitions

• Programme — the SifuContent Skills Referral Programme.
• Affiliate / You — a customer approved to join the Programme.
• Referral Link — a URL with a ?ref=CODE parameter unique to You.
• Referred Customer — a person who signs up and pays through Your Referral Link within the Attribution Window.
• Attribution Window — 60 days from the last click on any Referral Link. While the referred person has not yet paid, a later click on another affiliate's Referral Link within the 60-day window replaces the earlier referral (last-touch while unpaid). Once that person becomes a paying subscriber, attribution is permanently locked to the affiliate who referred them at the time of first payment — later clicks on other affiliates' links never move it. If that customer cancels and later resubscribes, no new affiliate earns commission on the resubscription (see Clause 3.4(b)).
• Qualifying Payment — a successful subscription payment (monthly RM49 or annual RM190) by a Referred Customer, based on the amount actually paid.
• Commission — 40% of a Qualifying Payment.
• Clawback — deduction of credited Commission due to a refund or chargeback.

2. Eligibility

2.1 You must be an active (paying) SifuContent Skills subscriber when applying and throughout participation.

2.2 This Programme is limited to Malaysian citizens/residents only. You must be 18+ and hold a Malaysian bank / DuitNow account to receive payouts. Applications from non-Malaysian citizens/residents will be rejected.

2.3 Applications are subject to Our approval; We may decline without giving reasons.

2.4 If Your subscription ends, Your affiliate status is SUSPENDED (not terminated) — no commission accrues while suspended — and You automatically become eligible for reinstatement once Your subscription is active again.

3. Commission

3.1 Rate: 40% recurring for the life of the Referred Customer's subscription:

3.2 Commission is calculated on the amount actually paid (after discounts/proration), not list price.

3.3 Commission is credited immediately after a successful Qualifying Payment — no hold period — subject to Clawback (Clause 4).

3.4 No commission is earned on:

(a) self-referrals (same or linked account, email or payment card);

(b) a Referred Customer who resubscribes after cancelling;

(c) any payment made while Your affiliate account is suspended — this is not credited later;

(d) payments outside the Attribution Window, or RM0 payments.

3.5 A Referred Customer's cancellation stops future commission but does not reverse commission already earned.

4. Clawback

4.1 If a Qualifying Payment is refunded (see the refund policy in the Terms of Service), the related Commission is deducted from Your balance/future payouts at the original recorded rate.

4.2 If the customer files a dispute (chargeback), the Commission is deducted immediately when the dispute opens. The deduction is reversed only if We win the dispute.

4.3 A negative balance carries forward and is offset against future Commission. If this Agreement is terminated while a negative balance remains, that balance remains a debt owed by You to Us and may be set off against any other amount We owe You.

5. Payouts

5.1 Payouts are made manually, once a month, by bank transfer / DuitNow to an account in Your name.

5.2 Minimum payout RM100. Balances below RM100 roll over to the next month.

5.3 Payout cycle: cut-off on the last day of each month; payouts are made by the 15th of the following month.

5.4 You are responsible for correct bank details; We are not liable for payouts sent to wrong details You supplied.

6. Prohibited Promotion Methods

You must NOT:

(a) create or distribute discount/coupon codes, or promise discounts — this Programme has no discounts;

(b) bid on search ads for "SifuContent", "SifuContent Skills", "Friday" or variants (brand bidding);

(c) post Referral Links on coupon/deal/cashback sites;

(d) make income claims (e.g. "make RM10k a month") or guarantee results, about the Programme or the product;

(e) make false or misleading claims about product features, pricing or capabilities;

(f) spam (unsolicited email/WhatsApp/DM), cookie-stuff, generate fake clicks or automated traffic;

(g) impersonate Us or imply You are Our employee/official representative;

(h) make side deals, special rates or personal promises to customers on Our behalf.

We encourage use of the approved marketing kit, which is provided in the Affiliate tab of the dashboard.

7. Brand Licence & IP

7.1 We grant You a limited, non-exclusive, revocable licence to use the SifuContent Skills name and logo only to promote the Programme under this Agreement.

7.2 You may not alter the logo, register domains/social handles containing Our brand, or copy skill/playbook content.

7.3 All IP remains Ours. The licence ends immediately on termination.

8. Data & Privacy

8.1 You will not receive Referred Customers' personal data (name, email, phone, usage). The dashboard shows only pseudonymous references, signup date, plan type, status and commission amount.

8.2 You must not attempt to identify Referred Customers from that data.

8.3 If You collect personal data yourself while promoting (e.g. an email list), You alone are responsible for complying with the Personal Data Protection Act 2010.

8.4 Your data as an affiliate is processed under Our Privacy Policy.

9. Confidentiality

Non-public information You receive (special rates, performance data, product plans) is confidential and must not be disclosed, during and after this Agreement.

10. Indemnity

You agree to indemnify and hold Us harmless from any claims, fines, losses or costs (including reasonable legal fees) arising from Your promotional content, claims or legal breaches — including claims under the Consumer Protection Act 1999 relating to false or misleading advertising made by You.

11. Limitation of Liability

Our liability to You under this Agreement is limited to validly owed, unpaid Commission. We do not guarantee any earnings from the Programme.

12. Suspension & Termination

12.1 We may suspend Your affiliate account while investigating a possible breach. While suspended, You earn no commission (Clause 3.4(c)).

12.2 We may terminate immediately for breach of Clause 6, fraud or self-referral; unpaid Commission related to the breach is forfeited.

12.3 Either party may terminate with 14 days' written notice. For no-fault termination, valid Commission accrued before the termination date is paid per Clause 5 (subject to the RM100 minimum and Clawback); no further recurring Commission accrues after the termination date takes effect.

12.4 We may end the Programme at any time with 30 days' notice.

13. Tax

13.1 You are an independent contractor, not Our employee, partner or agent.

13.2 You are solely responsible for income tax and reporting on commission received.

13.3 We may be required to report payments to LHDN (e.g. Form CP58), withhold tax under law (e.g. section 107D of the Income Tax Act 1967), or meet e-Invoice requirements. You agree to provide the required details (full name, IC/SSM No., tax No.). [ACCOUNTANT: confirm actual applicability of section 107D / Form CP58 / e-Invoice to this affiliate commission]

14. Amendments

14.1 We may amend this Agreement. Each version carries a terms_version. Material changes will be notified via dashboard/email at least 14 days before taking effect. Continuing participation after the effective date means acceptance.

14.2 You may need to accept the new version to keep earning commission. Continuing after the effective date means acceptance.

15. Acceptance

You accept this Agreement by ticking the consent checkbox in the dashboard and clicking "Apply to become an Affiliate". We record the terms_version, date and time of acceptance. This electronic contract is valid under the Electronic Commerce Act 2006.

16. Governing Law

This Agreement is governed by the laws of Malaysia. Disputes will first be resolved amicably; failing that, they are subject to the exclusive jurisdiction of the Malaysian courts (no specific state named). Where the BM and English versions differ in meaning, the BM version prevails.

17. General

No partnership, joint venture or employment is created. You may not assign this Agreement. If any clause is invalid, the rest remains in force. This is the entire agreement regarding the Programme.